Nowadays, digital options are increasingly being used as ways of making payments. That said, it’s extremely important that you know how to write checks. Keep in mind that if you fail to fill it correctly, it can’t be deposited or cashed by the other party. With this Facts and Questions (FAQs) about writing a Check article, you should be able to write a check.
Who do I Make the Check Payable to?
It is always best to ask who should you write as the payee of the check. Normally, if you are paying an individual, you should write the individual’s name as it is on the person’s government issued ID (either the passport or drivers license). If it is to a Business, you should write the business name on the check. If you got a bill in the mail, the bill will usually have who the check will be addressed to.
How to Write a Check with Dollars and Cents
For instance, if you pay someone $12.76. You will write the amount in figure box/line. Then you write out the amount in words. So in this case, you will write “twelve dollars and 76/100 cents”.
If the amount has 0 cents, you will write out only the amount in dollar. Then you can add 0/100 cents or don’t write any cents at all.
What Date to Write on a Check?
It is advisable to write the current date on a check to make the check valid. Because if you write a future date, the payee wouldn’t be able to deposit or cash the check until the future date. You should only write a future date if you want the payee to get the money in the future. You shouldn’t back date a check because checks are usually valid for 90 days.
How to Write a Check for Cash?
Whenever you need money from your checking account, you will either have to swipe and pin in your check card or you will have to write a check to yourself. So just like paying someone else, you will write your name in the payee line, write the amount in the amount box, and sign on the front and back of the check.
How to Write a Check for Rent?
When you want to write a check to pay your rent, you will fill out the check normally with the payee, amount in figure and words and your signature. Then you will have to fill out the memo line which is at the bottom left. The memo line tells your landlord what is the purpose of the check. So for your rent, you will write your address and write the month you are paying for. This tip doesn’t necessary have to be for only rent. It can be for when paying for your taxes, water bill, car payment or parking ticket. Just make sure to fill out the memo line, so that the receiver will know what is the purpose of the check.