What You Need To Know About Capital One GetMyOffer Credit Card Application
Do you want to know more about Capital One Credit Card Application? In this article, we’re going to look at General Capital One credit card questions.
Capital One requires the following information when applying for their credit card.
- Your full name
- Date of birth
- Social security number
- Physical address (No P.O. Boxes)
- Estimated gross annual income
Where Can I get My Authorization Number and Access Code?
You can get the authorization number and access code in the letter that you received.
How to Apply for the GetMyOffer Card?
You can apply by
- On the Internet – By going to getmyoffer.capitalone.com, which will redirect you to https://www.capitalone.com/credit-cards/get-my-card/. Make sure you the webpage is encrypted. By this, I mean that you see a green padlock symbol at the left side of the address bar
- Over the phone – By calling the getmyoffer application phone number, 1-866-927-5833 and following the instructions.
How Can I Know The Application Status?
When applying online or by phone, you will receive a response within 60 seconds. Capital One will need to get additional information for them to make a decision.
Card applicants can check the status of their card application by calling capital one number, 1-800-903-9177. Within seven to ten days of the application, you’ll be notified about their decision.
When Will I Receive The New Credit Card?
If your application is approved, you will get the Capital One card, welcome materials and credit limit information within seven to ten business days.
What Can One Do If The Application Is Declined And You Can’t Access The Secure Letter Online?
If you get notified online that the company has declined your credit card application, the company will provide their reasons. If you can’t access the secure letter online which contains further details, you can call 1-800-903-9177 and ask for a paper copy to be mailed to you.
How Can One Report A Stolen Or Lost Card?
If you want to get a replacement card fast, you should make the report online. The company will deactivate the lost or stolen card, meaning nobody can use it. You can also inform the company about any purchases that you did not make. If you cannot be able to complete this process online, you should call the number 1-800-955-7070.
If My Card Gets Lost Or Stolen, How Can I Prevent Fraudulent Purchases?
The card has a $0 Fraud Liability in case it’s gets lost or used without your approval.
Can One Add An Authorized User To His Or Her Card?
Yes. An individual can add an authorized user online after signing in. You can also call the number, which is at the back of your card. In order to be an authorized user to your card, you should be a power of attorney, primary cardholder, or small business account manager.
You can only add a user when you’ve been approved and not during the application process. The company does not provide the option for co-applicants currently. However, after your account is opened, you can add an authorized user.
Will I Be Charged A Fee For Using The Card Overseas?
The company doesn’t charge you for using the card to make foreign currency transactions. Any foreign purchase will be converted at the foreign exchange rate which was in effect at the time the charge as made.
Does I Need To Contact Capital One When Using My Card Outside The Country?
You don’t need to contact the company since they use the latest technology. You can make secure transactions when you’re overseas without having to notify them in advance.
In the case, you encounter any issues while traveling in the United States; you should call the number that is at the back of the card. In the event you face any problems when traveling outside of the US, you should call 1-800-955-7070.
You should make sure you follow their policies for outbound dialing in the nation you’re traveling.